Tucked away on a quiet road in Zebulon, 1309 Wakefield Farm Rd offers a rare chance to own a one-owner custom home on a peaceful, wooded 1.29-acre lot—just inside town limits in the desirable Wakefield Meadows subdivision, with no homeowners association to limit your lifestyle. But what truly sets this property apart is the financing opportunity: an assumable mortgage with a 2.875% Annual Percentage Rate (APR) through Planet Home Lending. The current principal balance makes up the vast majority of the listing price, giving qualified buyers the chance to step into a historically low interest rate in today's market. Buyers must contact Planet Home Lending directly to determine eligibility and the steps to assume the loan. As you arrive, the blend of Hardie Plank siding and brick, along with the architectural shingle roof installed in 2019, gives the home timeless curb appeal. A side-entry garage, concrete driveway, and covered front porch welcome you to a home designed with both function and charm in mind. Inside, the layout opens to over 2,800 square feet of living space. The soaring two-story brick fireplace is the centerpiece of the vaulted family room, creating a warm, open gathering space filled with natural light. Double French doors lead from the living area to a large back deck, perfect for entertaining or enjoying a quiet morning surrounded by mature hardwoods and flowering trees. The kitchen is both functional and inviting, with granite countertops, stainless steel appliances, a built-in island cooktop with retractable downdraft hood, a built-in oven and microwave, and a breakfast area surrounded by windows and a sliding glass door overlooking the wooded backyard. Adjacent to the kitchen, a formal dining room offers the perfect setting for hosting guests or holiday meals. The primary bedroom is located on the main floor and features a walk-in closet, a whirlpool tub, a separate walk-in shower, and a double vanity. Upstairs you'll find two more bedrooms, a full bath, and a dedicated office that also works well as a guest bedroom or flexible living space. A walk-in attic provides additional storage and future potential. Throughout the home, you'll find hardwood floors, ceramic tile, and carpet, along with thoughtful architectural details like tray ceilings, smooth ceilings, recessed lighting, and ceiling fans. The home is equipped with dual-zone electric heat pumps, electric water heaters, and a propane fireplace with gas logs. It sits on a raised foundation with a crawlspace and operates on well water and a septic system—offering self-sufficiency and reduced monthly utility costs. While the home has been well-loved, it does need renovation and updating. The seller is providing recent pre-listing inspection reports, disclosing all known issues to help buyers move forward with confidence. The home is being offered at a listing price that reflects its current condition, making this a smart opportunity for someone ready to create long-term value through thoughtful improvements. This is more than a home—it's a rare blend of financial opportunity, location, and potential. If you're looking for a property where you can build equity, secure low-interest financing, and enjoy the beauty of a wooded retreat in Wakefield Meadows, this could be your next chapter.